Unclaimed property is money owed by a company, government office, or any other source you don’t collect. Unclaimed property could include cash, checks, money order, security deposits, or contents of safe deposit boxes.

Unclaimed money is not accessible on the main website of the federal government. You can hire a company to locate unclaimed funds for you. It is possible to find it yourself using the official databases.

Find Unclaimed Money in Your State

Businesses send money to state-run unclaimed asset offices when they cannot locate the owner. Unclaimed funds are usually from your state government, bank accounts, and insurance policies.

Find Money from Employers

Find Money from Insurance

Find Money from Tax Refunds

Find Money from Banking and Investments

Find Unclaimed Money from a Bankruptcy

A bankruptcy creditor is anyone who is owed money from a business or person that declares bankruptcy. For various reasons, sometimes the money owed to creditors is not distributed by the bankruptcy court.

International Unclaimed Money

Foreign Claims U.S. citizens can locate money owed to them by foreign governments after the loss or destruction of property.

Federal Tax Refund Checks Not Claimed and Undeliverable

The Internal Revenue Service (IRS) receives millions in tax refunds every year and is left with unclaimed or undelivered funds.

Undelivered Federal Tax Refund Checks

Refund checks will be mailed to the last known address. You must notify the IRS and the U.S. before you move. The Postal Service (USPS) could return your refund check to IRS.

If you did not receive a federal tax refund but were expecting it, visit the IRS’ Where is My Refund page. Enter your Social Security number and filing status. Also, enter the exact amount of your refund. You may be asked to update your address online.

To check the status of your refund, you can call IRS. It can take a while to speak with someone. You can save time by calling the automated phone system. When you call, follow the prompts.

You must submit an Address Change – Form 8822 to the IRS. An Address Change should be submitted to the USPS.

Unclaimed Federal Tax Refunds

Your federal tax refund will not be claimed if you don’t file your return if you are eligible. Even though you don’t have to file a tax return, it may be beneficial to do so if:

Your wages may have been below the filing deadline, and you might have yet to file a return. You can still file your return within three years from the deadline to receive your refund.

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